Overseas Mediclaim Insurance

Overseas Mediclaim Policy

Salient Feature

Overseas Mediclaim policy covers Medical Expenses whilst traveling abroad for business/holiday. The policy will be valid only if the insured journey commences within 14 days of the first day of insurance as indicated in the policy schedule.

Cancellation of the policy may be done ONLY in cases where a journey is not undertaken and ONLY on production of the insured person�s PASSPORT as a proof that the journey has not been undertaken. Any request for cancellation will be entertained not less than 14 days after the First Day of Insurance as indicated in the policy schedule. Such cancellation will be subject to deduction of cancellation charges by the underwriters as applicable.

Partial refund in premium is permitted on trip band basis provided cover is for a minimum period of 60 days and unexpired period is not less than 14 days subject to there being no claim under the policy.

Age: 6 months to 70 years.

Scope Of Cover

Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered.

Eight Plans available under the policy:

PLAN A-1 For travel to countries excluding USA & Canada for business and holiday limited to USD 50,000.

PLAN-A-2 Same as (A-1) above except that benefits stand increased to USD 250000.

PLAN B-1 For travel worldwide including USA & Canada for business and holiday limited to USD 1,00,000.

PLAN B-2 Same as (B-1) above except that benefits stand increased to USD 5,00,000.

PLAN C For travel to countries excluding USA & Canada for employment and studies limited to USD 150,000.

PLAN D For travel worldwide including USA & Canada for employment and studies limited to USD 150,000.

PLAN E-1 For travel worldwide including USA & Canada for corporate frequent travelers limited to USD 1,00,000.

PLAN-E-2 Same as (E-1) above except that benefits stand increased to USD 5,00,000.

PLAN-K For travel to Asian Countries � Excluding Japan for business and holiday limited to USD 15,000.

ADDITIONAL Add-on benefits:-

Besides the above additional add-on benefits are available under Business & Holiday

1) Personal Accident

2) Loss of checked in Baggage (Not applicable under Plan K)
Delay of checked in Baggage (Not applicable under Plan K)
Loss of passport (Not applicable under Plan K)
Personal Liability (Not applicable under Plan K)

Send Enquiry