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We at Jai Insurance undertake all the detailed discussions and negotiations on insurance matters for you, leaving you free to get on with running your business or tending to your own daily responsibilities.
As an insurance broker we have qualified experienced & comptent insurance experts and can arrange insurance covers for our clients at the most competitive premium rate and terms. |
- Life Insurance
- General Insurance
- Claim Settlement
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Life Insurance
We are not an Insurance Company. We are a leading Insurance Consultant providing Low-Cost Life Insurance, using most competitive policies available from all Insurers in India
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General Insurance
Whether you are an Individual, a three-person shop, a Fortune 500 MNC or a growing business, we support you in getting optimum insurance products and promise you the best services.
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Claim Settlement
We provides a very useful service in processing insurance claims. Integral part of our service is to lodge claims on your behalf. We assist you in completeion of all the neccessary documentation and coordinating the loss adjuster and the insurers to make any repairs |
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Life insurance in India made its debut well over 100 years ago.
In our country, which is one of the most populated in the world, the prominence of insurance is not as widely understood, as it ought to be. What follows is an attempt to acquaint readers with some of the concepts of life insurance.
It should, however, be clearly understood that the following content is by no means an exhaustive description of the terms and conditions of a policy or its benefits or privileges.
What Is Life Insurance?
Life insurance is a contract that pledges payment of an amount to the person assured (or his nominee) on the happening of the event insured against.
The contract is valid for payment of the insured amount during:
- The date of maturity, or
- Specified dates at periodic intervals, or
- Unfortunate death, if it occurs earlier.
Among other things, the contract also provides for the payment of premium periodically to the Corporation by the policyholder. Life insurance is universally acknowledged to be an institution, which eliminates 'risk', substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of death of the breadwinner.
By and large, life insurance is civilisation's partial solution to the problems caused by death. Life insurance, in short, is concerned with two hazards that stand across the life-path of every person:
- That of dying prematurely leaving a dependent family to fend for itself.
- That of living till old age without visible means of support.
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